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Scammer Lingo

Scammer Lingo

Here on NJFA’s blog we have featured a few posts about scams, we’ve also done articles in Renaissance and posted scam warnings on Social Media. It seems there is always a new scam or the resurgence of an old scam to be on the lookout for.

But that got us thinking… do we really know what all the terms associated with scams mean? The tactics that scammers use come with their own little lingo. In order to be more prepared and aware- we thought, why not share some of the terms most commonly associated with scams? That way you know what we are talking about when you read about a new scam or a warning of a scam to look out for.

Here is a sampling of terms and their definitions.

Pharming:¬†When hackers use malicious programs to route you to their own websites (often convincing look-alikes of well-known sites), even if you’ve correctly typed in the address of the site you want to visit.

Phishing: The act of trying to trick you (often by email) into providing your personal data or credit card numbers, usually a scammer will pose as a trusted business or other entity.

Ransomware:¬†A malicious program that restricts or disables your computer, hijacks and encrypts files, and then demands a fee to restore your computer’s functionality.

Scareware: A program that displays on-screen warnings of nonexistent infections on your computer to trick you into installing malware or buying fake antivirus protection.

Skimming:¬†The capture of information from the magnetic strip on credit and debit cards by using a¬†“skimmer” devices. These skimmers are secretly installed on card-reading systems at gas pumps, ATMs and store checkout counters.

Spoofing:¬†Scammers can use technology to pose as a specific person, business or agency, this technology allows them to manipulate a telephone’s caller ID to display a false name or number, so that it appears they are calling from a legitimate business or from a local number.

Spyware: A type of malware installed on your computer or cellphone to track your actions and collect information without your knowledge.

As a reminder, if you have been the victim of a scam, contact your local Police Department and/or the Federal Trade Commission  https://www.ftccomplaintassistant.gov/#crnt&panel1-1  or the NJ Division of Consumer Affairs 1-800-242-5846 or www.njconsumeraffairs.gov  

 

NJFA 1st Annual Online Auction!

In 2010 NJFA has taken some big steps in the world of social media. It started with this blog, then a Facebook page, then a twitter account and now an online auction.

The popularity of using the internet to reach people is huge.  We were hearing about it and seeing it everywhere.  Other organizations that we collaborate with were using sites like Facebook and Twitter so we took the plunge.

The NJFA blog is a place where we can spread the word about new information for seniors or post items we think seniors will find interesting. Keeping people informed about our events and publications is so easy with Facebook and Twitter. It is interesting to be connected to other advocacy groups online.

When the time came to plan our Annual Fall Fundraising event, we came up with the idea of an auction and thought the best way to do that would be online. So, to coincide with this year’s November 14th event in New Brunswick, we’ve launched an online silent auction. The auction is hosted by http://www.32auctions.com/ and can be accessed by anyone by entering the Auction ID: NJFAauction and Auction password: agewell. You must create a free account with 32auctions in order to place a bid. The items up for bid for NJFA’s 1st Annual Online Auction include 4 tickets to The Addams Family on Broadway and dinner at Sardi’s Restaurant in NYC, 6 Riedel Crystal Wine Glasses, a Cuban painting, 4 Norman Rockwell collector plates, and several autographed baseball memorabilia from players like Rollie Fingers, Reggie Jackson and Tommy John. The auction will be open until noon on November 12th, so don’t miss out on your chance to bid!

NJFA’s 3rd Annual Fall Celebration will take place on Sunday, November 14th and starts with a 3 pm performance at The State Theater in New Brunswick, of the big band musical, “In the Mood” and is followed by dinner and wine pairing at Daryl Wine Bar and Restaurant on George St. in New Brunswick. The event will be time for us to reflect on the work of NFJA throughout the year and to show appreciation to this year’s honoree’s, NFJA’s Founding Trustees, Rosemarie Doremus, Margaret Chester, Carl West and Susan Chasnoff. Information on sponsorships and tickets is available at http://www.njfoundationforaging.org/events.html or by calling our office at 609-421-0206.