Money saving tips
Here are some great tips for saving money. We gathered these from various¬†sources, to learn more about each follow the¬†links provided or contact a trusted¬†financial advisor.¬†
Find your pension
To see if you or someone you know has an unclaimed pension-Search.pbgc.gov
Free credit monitoring
If you are 50 or over you can contribute an extra $5,500 to your 401K plan as a catch up contribution in 2013
If adult children or grandchildren live with you it may mean special tax breaks. Ask your tax preparer about claiming dependents for family members you support.
Save on stamps
Paying bills online means not buying stamps
Free credit report
Don‚Äôt pay for credit reports. Get a free copy once a year from three companies- Equifax, TransUnion and Experian. Visit annualcreditreport.com
Selling your home?
The best day of the week to list your home for sale is Friday and the worst is Sunday. according to an analysis by a major real-estate brokerage firm. Listings on Fridays sell faster and for more money.
Save money on medications
Ask your doctor for free samples. Drug company reps drop them off all the time.
Skip the ER
If you have a non-life-threatening medical issue, like fevers, cuts, minor burns or headaches. Urgent care centers with walk-in features are more affordable and usually are open 7 days a week.
If you put the stub of romaine lettuce in a glass of water and place it in a sunny spot it will grow back, the same is true of celery, spring onions and cabbage.
Weigh your options
If you need only a few vegetables or fruits for a recipe or meal, buying a small amount from the salad bar at your supermarket may be cheaper than buying a bag of precut vegetables.
Check it out
Instead of buying a book, why not visit your local library and borrow it.
If you get your car serviced at the dealer, ask to check for any service advisories. You might save on a repair that is covered.
Compare 401 (k) fees
Financial information company, BrightScope features free 401 (K) ratings directory that compares fees among plans. Check it out at brightscope.com/ratings